ATPE News

Winter 2014

ATPE News is the official publication of the Association of Texas Professional Educators, the largest educator association in Texas. The magazine addresses the most important issues affecting public education in the state. Learn more at ATPE.org.

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IMPORTANT NOTICE To obtain information or make a complaint: You may call the Company's toll-free telephone number for information or to make a complaint at: 1-800-553-6938 You may contact the Texas Department of Insurance to obtain information on companies, coverages, rights, or complaints at: 1-800-252-3439 You may write the Texas Department of Insurance: P.O. Box 149104 Austin, TX 78714-9104 Fax: (512) 475-1771 Web: http://www.tdi.state.tx.us Email: ConsumerProtection@tdi.state.tx.us PREMIUM OR CLAIM DISPUTES: Should you have a dispute concerning your premium or about a claim, you should contact the agent frst. If the dispute is not resolved, you may contact the Texas Department of Insurance. ATTACH THIS NOTICE TO YOUR POLICY: This notice is for information only and does not become a part of the attached document. 94396 (4/07) AVISO IMPORTANTE Para obtener informacion o para someter una queja: Usted puede llamar al numero de teléfono gratis de la compania para informacion o para someter una queja al: 1-800-533-6938 Puede comunicarse con el Departamento de Seguros de Texas para obtener informacion acerca de companias, coberturas, derechos o quejas al: 1-800-252-3439 Puede escribir al Departamento de Seguros de Texas: P.O. Box 149104 Austin, TX 78714-9104 Fax: (512) 475-1771 Web: http://www.tdi.state.tx.us Email: ConsumerProtection@tdi.state.tx.us DISPUTAS SOBRE PRIMAS O RECLAMOS: Si tiene una disputa concerniente a su prima o a un reclamo, debe comunicarse con el agente primero. Si no se resuelve la disputa, puede entonces comunicarse con el departamento (TDI). UNA ESTE A VISO A SU POLIZA: Este aviso es solo para proposito de informacion y no se convierte en parte o condicion del documento adjunto. DECLARATIONS POLICY NUMBER: 25407121 ITEM 1. NAMED INSURED: ASSOCIATION OF TEXAS PROFESSIONAL EDUCATORS MAILING ADDRESS: 305 E. HUNTLAND DRIVE SUITE 300 AUSTIN, TX 78752-3792 ITEM 2. POLICY PERIOD: From: August 1, 2014 (12:01 A.M. standard time at the address stated in Item 1. above) To: August 1, 2015 (12:01 A.M. standard time at the address stated in Item 1. above). ITEM 3. LIMITS OF LIABILITY: Coverage A $ 8,000,000 per Insured per occurrence subject to $ 2,000,000 per Insured per occurrence for civil rights claims $ 8,000,000 aggregate per Insured Coverage B $ 10,000 per claim per Insured under B(1)(a) $ 20,000 aggregate per Insured under B(1)(a) $ 10,000 per claim and aggregate per Insured under B(1)(b) $ 5,000 per claim per Insured under B(1)(c) $ 10,000 aggregate per Insured under B(1)(c) $ 15,000 per claim and aggregate per Insured under B(2) $ 200,000 aggregate for any class action suit subject to the limit per claim and aggregate limit per Insured under B(1a) Coverage C $ 5,000 per Bail Bond per Insured. Coverage D $ 2,500 per claim per Insured. Coverage E $ 2,500 per claim per Insured subject to: $ 2,500 aggregate per Insured The Company agrees with the Insured, named in the Declarations made a part hereof, in consideration of pay- ment of the premium and subject to the limits of liability, exclusions, conditions and other terms of this policy; INSURING AGREEMENTS Coverage A - Liability Coverage To pay on behalf of the Insured all sums, in excess of any other valid and collectible insurance, including but not limited to, the Insured's employers general liability or errors and omissions coverage, which the Insured shall become obligated to pay by reason of liability imposed by law for damages resulting from any claim made against the Insured arising out of an occurrence in the course of the activities of an Insured in his/her professional capacity [as set out in defnition (b)] and caused by any acts or omissions of the Insured or any other person for whose acts the Insured is legally liable, and the Company shall de- fend any suit seeking damages on account thereof which are payable under the terms of this policy, even if such suit be groundless, false or fraudulent; but the Company may make such investigation, negotiation and settlement of any claim or suit as it may deem expedient. In the event no other valid and collectible insurance exists this policy shall pay on behalf of the Insured all sums which the Insured shall become obligated to pay by reason of liability imposed by law for damages resulting from any claim made against the Insured arising out of an occurrence in the course of the activi- ties of an Insured in his/her professional capacity [as set out in defnition (b)] and caused by any acts or omissions of the Insured or any other person for whose acts the Insured is legally liable, and the Company shall defend any suit seeking damages on account thereof which are payable under the terms of this policy, even if such suit be groundless, false or fraudulent; but the Company may make such investigation, negotiation and settlement of any claim or suit as it may deem expedient. Coverage B - Reimbursement of Attorney Fees (1) To reimburse an Insured on account of such attorney fees for services as are reasonable and necessary which the Insured is legally obligated to pay to an attorney approved by the Company to whom the Insured has been referred by the Named Insured for the defense of any action brought against such Insured arising out of the following activities, but without obligation to furnish such attorney: (a) Incurred in the defense of any action or proceeding involving such Insured's salary, dismissal, contract nonrenewal, change of assignment, tenure, leave of absence, resignation or other ASSOCIATION OF TEXAS PROFESSIONAL EDUCATORS EDUCATORS PROFESSIONAL LIABILITY INSURANCE Underwritten By National Union Fire Insurance Company of Pittsburgh, Pa. * This insurance is only available to eligible members of the Association of Texas Professional Educators (ATPE) through a Purchasing Group. All coverage provided under the terms of the Educators Professional Liability Insurance Policy in the event of a loss or occurrence is subject to the express terms of the master insurance policy issued to ATPE by National Union Fire Insurance Company of Pittsburgh, Pa. (NUFIC) and kept on fle with ATPE, including all terms, conditions, exclusions, and endorsements. The following is a summary provided by ATPE of the policy issued to ATPE. ** The endorsements and/or provisions that form a part of the policy but which are not reproduced herein include: Rate and Premium, Policy Holder Notice 91222(12/09), ATPEDIV(2/99), Notice 53365, Choice of Counsel. 36 | atpe.org atpe news

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